Question about nursing homes and insurance coverage. Any social workers?

Question about nursing homes and insurance coverage. Any social workers?

My father since Feb. has been a dialysis patient and since late March has Medicare. He has Aetna insurance. Aetna is primary now, Medicare wont be until 18 months I believe. On the 23 of July he had a fem pop bypass (on leg). And his kidney doctor, not the surgeon, requested he stay some where for rehab. In our city there was I guess only two choices a nursing home or a rehab unit of a local hospital. Well while in the hospital we found out the nursing home only covered his insurance, so he has been their 10 days. Well now I received a call today that the admissions people want to talk to us because now they found out Aetna only covers if he has three therapies. He is having two OT and PT. And actually they had to stop PT because every day he would bleed from one of the wounds. We visited the surgeon yesterday to looked at the area that was still bleeding and he said they should of never had you walking, it was too soon so he had to put staples to close the wound. And the nurse practitioner of the doctor said really she believes they wanted to rush therapy because every visit to the PT unit at the home is being charged. Any ways the lady couldnt tell me much on the phone but said to come in, and she sort of sounded like for us to try to find a way to pay out of pocket for the days. Whose at fault, shouldnt of they look in the coverage before or at least a day or two after he was brought in? Well I hope no one ever goes through this. A few times my dad leg would bleed and soak the dressing. We would tell the nurse if she could change it and they would do it hours later. Thanks!

 

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Question about nursing homes and insurance coverage. Any social workers?

My father since Feb. has been a dialysis patient and since late March has Medicare. He has Aetna insurance. Aetna is primary now, Medicare wont be until 18 months I believe. On the 23 of July he had a fem pop bypass (on leg). And his kidney doctor, not the surgeon, requested he stay some where for rehab. In our city there was I guess only two choices a nursing home or a rehab unit of a local hospital. Well while in the hospital we found out the nursing home only covered his insurance, so he has been their 10 days. Well now I received a call today that the admissions people want to talk to us because now they found out Aetna only covers if he has three therapies. He is having two OT and PT. And actually they had to stop PT because every day he would bleed from one of the wounds. We visited the surgeon yesterday to looked at the area that was still bleeding and he said they should of never had you walking, it was too soon so he had to put staples to close the wound. And the nurse practitioner of the doctor said really she believes they wanted to rush therapy because every visit to the PT unit at the home is being charged. Any ways the lady couldnt tell me much on the phone but said to come in, and she sort of sounded like for us to try to find a way to pay out of pocket for the days. Whose at fault, shouldnt of they look in the coverage before or at least a day or two after he was brought in? Well I hope no one ever goes through this. A few times my dad leg would bleed and soak the dressing. We would tell the nurse if she could change it and they would do it hours later. Thanks!

 

How do i get cheap car insurance?

im 19 and sont want 2 pay loads 4 car insurance

 

 

What is the best Home Insurance?

What is the best Home Insurance company? How much should I expect to pay each month for Home Insurance for a $300,000 brand new home? Are there things that I should include in my Home Insurance policy that is not mentioned to me? The home is in Fresno California.

 

 

How much would car insurance be a month for a 20 year old driving a mid nineties car?

I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car ...show more

 

 

Moving to Pennsylvania - how do i get car insurance?

I recently moved to PA from NY. I have Allstate insurance on a rented car using my old address in NY. It expires in a little under a month. What do I do now? How do I go about getting new insurance? DO I have to go through the crazy process of getting PA plates? (I only plan on being here for 2 yrs - then I'm moving back to NY) BTW, my parents still live in NY. I'm not sure if that can help me.

 

 

What are insurance considerations after child gets employed?

What changes does one need to consider after a child finishes college and gets employed (in a different state)? eg. I removed him from auto insurance since he has his own policy; do I need to do anything to ensure he can drive one of our cars when he visits us? My medical insurance at work covers children till 26, but they indicated for him the policy will be secondary to his insurance through his employer. How does this work given his insurance has more out-of-pocket expenses - copay/coins/deductible, etc?

 

 

How can I find out what auto insurance a company has?

OK. So I use to work for this repossession company and I was hit by an idiot that ran a red light. Anyway after the accident I got a lawyer. I quit there shortly after. Well the insurance card in the tow truck was expired and not the right company . When the company switch insurance they forgot to put the new card in.. well since the drive that hit me did not have insurance the personal injury will be covered by the companies insurance. But the owner will not tell my lawyer the name of the insurance company or anything. And said your gonna have to take me to court. He is a real jerk btw. So does anyone know how I could find out online or something what company they were with at the time of the accident??

 

 

Will my car insurance go up because my friend got a speeding ticket while driveing my car??

I let my friend drive my car and he got a speeding ticket for going 5 over. will my insurance go up because he got the ticket while driving my car or just his insurance.

 

 

Best rate auto insurance?

i live in North york, On, CANADA i need best rate for auto insurance where i live

 

 

Does production company need insurance?

One of my biggest concerns when starting a production company that would specialize in small time video making for buisnesses and there services for marketing and commercials possibly who knows would be INSURANCE would I need liability insurance or is it illegal to just not have that or is it for piece of mind.So say if my production business shoots a restaurant and there services and then shoot some motor cross business where they advertise there atvs and vehicles etc.If the answer is yes then what if I use my own stunt riders? is liability insurance a law to have? I'm in the TEXAS

 

 

How Much is Car Insurance going to cost for a 1997 corvette, if I am 16?

Is it true that the older cars cost less to insure?

 

 

Is there some sort of reason that Car Insurance costs so much more in Nevada than it does in California?

Im looking into moving, and I cannot help but notice that the quotes I am getting are, well, DOUBLE what I pay in California. Granted, I am a 23 year old male and have a decent driving record, it is kind of shocking to see liability only coverage quoted at $250/month for my two 8 and 12 year old cars, when Im paying $125/mo. as of now in California for the same 100/300 coverage. Can someone explain this? I have some friends that have moved to Las vegas, with the same shocking increase in premiums... (And yes, I need the 100/300 since I own a home)

 

 

What is the cheapest health insurance in California for Students?

I am a students planning to attend UC Davis this Fall. I just found out that all California Universities require students to have health insurance. What is the cheapest insurance out there?

 

 

Whats the best insurance company in the u.s.?

i don't have insurance and i really want to do gymnastics (i'm 13) but i guess we have too much money to be able to have kids connection and so i just need a affordable insurance company i can talk to my mom about :) thanks!

 

 

Can a person on ssi have life insurance?

my daughter said i need life insurance, i know being on ssi they dont let you have anything freely so my question is can i have insurance

 

 

Can I still be on my parent's car insurance if I move to another state?

I've lived in KY all my life and I'm moving to OK. My parents pay my car insurance and all 3 cars are under the same company, etc. Can I still be on under their insurance if I move out of state? I plan on changing my plates, tags, registration, etc to OK. Can I change all that stuff to OK but still be on my parent's insurance who live in KY? Also, do I have to get my title in my name (it's in my dad's name) if I'm moving?

 

 

Someone backed into me in a parking lot, is this insurance company lying?

Foreigners backed into my car in the parking lot, they had insurance, I called the insurance company and they asked for an estimate on how much it would cost to fix it, I did, and they said okay and that they would mail it on Friday morning. It's now Monday and I haven't gotten it. They are in a state not far from us. Is this insurance company full of crap or do I just need to wait longer? Thanks :)

 

 

Where do i apply for free state insurance in the state of Georgia?

i dont have health insurance and cant afford insurance

 

 

Will the insurance company declare my car totaled ?

Well, someone hit my car yesterday early in my parking lot, (((seems to be a DUI, not sure!))), the police came and fill the report... now we sent the car to the body shop and they said that the repairs will cost around $ 12.000 maybe more.... Now, the car price was $ 25.000, we bought it 2 years ago and we checked in the blue book the actual cost and it is around $16.000... my question is, do you think the insurance company will declare my car totaled ??? The body shop guy told us that the car will lose 70% of his price because of the accident even if it is repaired... If the car will lose 70% of his value if it is repaired, and the insurance company decide anyways to fix it, what we can do ??? Pd. The hit wasn't our fault at all, it was in our parking lot and this crazy drunk driver just run over it :(...

 

 

Car insurance for 16 yo?

Imma get me a car from craigslist.... haha its a 97 honda accord im 16 live in phoenix az nd my moms has bad credit sooo. How much is insurance gonna be ?? Can i get the car in my name at this age? Wouldnit be cheaper to get it in my moms name?? I know nothing bout diss aha. Car has clean title btw.

 

 

Can my mum use her no claims to insure my car?

I plan on buying an 05 reg fiat punto active sport for my first car. Obviously being 17 if it is my own insurance it will cost ALOT, whereas if i am just a named driver i can get it for around 1800. I realise this is illegal and many people frown upon doing it but in all honesty she will drive the car just as much as me. She has been told that if her no claims bonus is already being used on 2 other cars, it cannot be used to gain a discount on a 3rd, i will be using direct line, is this true or can we use her ncd?

 

 

Why are insurance rates so high?

I am 18 and drive and old 1990 Geo Tracker. I have never been pulled over, given a ticket, warning, or fix-it ticket. I have been driving for 4 years (since I was 14 with a school permit) and even then I didn't get pulled over. Why are insurance rates for me so unbelievable?

 

 

What cheap but reliable family car is best to buy must be auto cheap insurance?

What cheap but reliable family car is best to buy must be auto cheap insurance?

 

 

How much would insurance on my motorcycle cost?

I'm 19, it's my first bike, I have no history of tickets or getting pulled over, the bike is an 04' black and red Kawasaki Ninja 600. I live in Florida, near the Gulf Coast by the way. I want to know how much the insurance would cost on my bike monthly/yearly.

 

 

Cheap car & insurance for young male driver?

My brother is 23. He has passed his licence 2 years ago and his pass plus 1 1/2 years ago. He's still struggling to find a car & insurance that he can afford. He's not fussy about the type of car so long as it's not a girls car (ie chiqichenco). The insurance can be third party etc. He has a budget of 400 for the car, what should he buy? The insurance quotes so far for various 1.0l-1.3l cars have all been over 1000 which is out of his price range. Any help would be greatly appreciated. xxx

 

 

What happen if I don't pay my car insurance?

I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).

 

Question about nursing homes and insurance coverage. Any social workers?

My father since Feb. has been a dialysis patient and since late March has Medicare. He has Aetna insurance. Aetna is primary now, Medicare wont be until 18 months I believe. On the 23 of July he had a fem pop bypass (on leg). And his kidney doctor, not the surgeon, requested he stay some where for rehab. In our city there was I guess only two choices a nursing home or a rehab unit of a local hospital. Well while in the hospital we found out the nursing home only covered his insurance, so he has been their 10 days. Well now I received a call today that the admissions people want to talk to us because now they found out Aetna only covers if he has three therapies. He is having two OT and PT. And actually they had to stop PT because every day he would bleed from one of the wounds. We visited the surgeon yesterday to looked at the area that was still bleeding and he said they should of never had you walking, it was too soon so he had to put staples to close the wound. And the nurse practitioner of the doctor said really she believes they wanted to rush therapy because every visit to the PT unit at the home is being charged. Any ways the lady couldnt tell me much on the phone but said to come in, and she sort of sounded like for us to try to find a way to pay out of pocket for the days. Whose at fault, shouldnt of they look in the coverage before or at least a day or two after he was brought in? Well I hope no one ever goes through this. A few times my dad leg would bleed and soak the dressing. We would tell the nurse if she could change it and they would do it hours later. Thanks!

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